Gemstones and Gold Jewelry Make Great Gifts!

Common and uncommon gemstones
by nan wood


Gemstones quite literally can take our breath away when we see them. Who hasn’t seen a beautiful diamond or sapphire ring and exclaimed over it? Is it only their beauty that makes them so valuable? Why else are they valuable to us?

Most gemstones are minerals that occur naturally in the earth. The most common is quartz, which is made of silicon and oxygen, two of the most common chemicals or substances on the planet. Even though most people don’t find such crystals unless specifically looking for it, it’s still relatively common in the gem world.

One quality that determines the value of a gem is how rare it is. A diamond, believe it or not, is actually a more common gemstone. However, the sales and distribution of diamonds are tightly controlled, which keeps the demand for diamonds of any characteristic in high value. Certainly perfect, flawless diamonds are truly rare, but diamonds themselves aren’t particularly rare.

Other gemstones are much rarer, such as sapphires and rubies, which are part of the beryl family of minerals. Rubies are rarer than sapphires and top quality colors in both are extremely rare.

A mineral called benitoite is found only in the San Benito valley in California, where only a few hundred carats of it are found each year. It is the state gem of California and is a hexagonal-shaped crystal. It can be cut and polished to produce sapphire-colored gemstone jewelry.

Some gems are even rarer than bentitoite. They’re so rare, that only three or four of them exist in the world. And the location where the gemstone was found can make a big difference as well. While peridot is a fairly common gem, there were actually several carats of peridot discovered in a meteorite, making that one of the rarest gems ever!

Diamonds come in Carats - Weights

Carats
by Nan Wood

Many people equate the term carat with the size of a diamond, and as carat size increases, so will the carat weight. But the operative word there is weight. Carat refers to the weight of a diamond and is equal to roughly 200 milligrams which is less than a ¼ of an ounce. A carat can also be broken up into 100 points. So ¾ of a carat is also 75 points.

The heavier in carat weight a diamond is, the rarer it becomes. Prices of diamond increase exponentially with the weight of the diamond, so a one-carat diamond will cost much more than two ½-carat diamonds, given that other qualities, such as color and clarity, are equal.

The cutting of a diamond can impact the size of it, so depending on how their cut, two one-carat diamonds can look unequal. If a stone is cut flatter, then it will appear bigger, while a deeper cut stone will be smaller, but may have more brilliance and scintillation. You may be tempted to purchase a stone that’s cut flatter so that you can have the appearance of a larger, or heavier stone. But a diamond that’s cut too flat will have too little brilliance and can look cloudy. Carat weight is important, but there’s no point to sacrificing other qualities that make a diamond special so you can say you have a two-carat stone. A beautiful one-carat diamond, with outstanding brilliance and scintillation is going to be the better choice, from both a personal standpoint and an investment standpoint.

A smaller diamond can always be enhanced with baguettes, trillians or smaller same-shape stones on either size. As we stated earlier, two smaller stones won’t cost as much as an equally-weighted single stone, so you can increase the importance of the ring you’re buying without doubling your cost.

For online research on this subject visit Diamond and for gold GoldJewelry

Diamonds - How to Care for Diamonds

How to Care for Your Diamond
by Nan Wood

Caring for a diamond takes more than
occasional cleanings. Diamonds are forever,
but they can be damaged if you are not
careful. By learning how to properly care for
your diamond, you will ensure that your
diamond is indeed forever.

First, you should take your diamond jewelry
to a jeweler once a year. Have him check the
mountings and prongs that hold your
diamond in place. Have him make any
needed repairs. This will prevent your
diamond from falling out of its setting and
becoming lost.

Diamond jewelry that is not being worn, or
diamonds that are loose should be stored in
a fabric lined jewel case, or in a jewelry box
where it can be kept separate from other
jewelry. Each piece should have its own
compartment. This will keep diamonds from
becoming scratched, and it will also keep
your diamond from scratching other jewelry
as well.

Remove your diamond jewelry when doing
physical work. Diamonds can be chipped
and scratched easily. Also avoid allowing
your diamond to come into contact with
bleach or other household cleansers – this
can damage or change the color of the
settings and mountings, and it may even
irreversibly change the color of the
diamond!

Since diamonds make great gifts, it is
important to take good care of them.

Diamonds and Emeralds - Spanish Inquisition Necklace

Spanish Inquisition Necklace
by Nan Wood

One doesn’t normally associate beautiful jewelry with the time of the Spanish Inquisition. But in the Smithsonian Institution’s collection of gems, there is an exquisite necklace of diamonds and emeralds.

It is a spectacular double row of diamonds and emeralds ending in a chandelier of emeralds. There is unfortunately very little information about the provenance of this necklace. The large diamonds and Columbian emeralds were most likely cut in India in the 17th century. This would make them one of the earliest examples of cut gemstones in the Smithsonian’s Collection. There are really only legends surrounding this necklace. They indicate that it was worn at times by Spanish and French royalty. In the early 20th century, it was purchased by the Maharajah of Indore, whose son sold the necklace in 1947 to Harry Winston. Winston subsequently sold the necklace to Mrs. Cora Hubbard Williams of Pittsburgh. She bequeathed it to the Smithsonian in 1972.

Emeralds are a form of crystal known as beryls. Beryls are normally clear crystals, but when infused with chromium or vanadium, they attain various gradations of green. The purest green are the rarest emeralds and many people actually prefer an emerald that has a blue-green tint.

Before the 16th century, the only known emerald deposits were in Cleopatra’s Egyptian mines. But after emeralds were discovered in Columbia, those became the “gold standard” in emeralds. Columbian emeralds have been discovered by archaeologists among artifacts of such tribes as the Inca, Maya, Aztec, Toltec and the lesser-known Chibcha Indians. Emeralds are among the rarest of gemstones and can be more expensive per carat than even the finest diamonds! They are a hard mineral, with a Moh’s hardness scale of 7 or 8 (compared to a diamond’s 10). While most emeralds are found in Africa, Russia and Africa, there have been discoveries of emerald deposits in North Carolina!

For information and resources on this subject online visit Gold

Diamonds are durable and strong - but care should be taken

Care of diamonds
by Nan Wood

Diamonds are durable and strong, but should be cared for as though they were fine breakable china or more fragile gems. They can chip or scratch if you’re not careful, and they can get quite dirty with oils from your skin and cosmetics, hair sprays or perfumes.

There are several ways to clean and store your diamonds. You can clean a diamond pretty quickly with a commercial jewelry cleaner that you either dip your jewelry in or soak them in a tub that gives it an ultrasound bath. Cold water and ammonia also work very well to dissolve oils that accumulate on your stones.

You can use a soft brush like an eyebrow brush to clean in between the prongs of the setting. Hold the diamonds by their settings and don’t touch the stones. If you’re cleaning them in the bathroom, be sure to close the stopper on the sink! You don’t want to go fishing in the plumbing for your valuable jewelry!

We’ve also used a mild toothpaste and soft toothbrush to clean gemstones. Rinse them under cold water, also using a soft brush to get any toothpaste particles from the gaps in between the stones and the setting. Some experts don’t recommend this and there is risk of scratching the stone, so if you choose this method, make sure it’s a low-abrasive. The best solution really is a commercial preparation or ammonia and water.

Rinse the jewelry in a tea infuser or under running water and dry it on a lint-free surface or towel. When you put your jewelry away, put it in a soft, velvet-lined box. Keep rings separate and don’t lump them in with all your other jewelry, to help protect the setting and the stones.

When you travel with your jewelry, make sure it’s in a soft, lined jewelry roll or a case specially designed for jewelry. Even if you wear your engagement and wedding rings all the time, take care of them. Don’t wear them if you’re using harsh cleaning chemicals or solutions or doing work that might cause them to knock against furniture or walls.

I have been doing many of these things for a while now. I find my jewelry is staying much cleaner. I'm using the veletlined materials to store my diamonds and good gold items.

Nan is an Accountant with an interest in fine diamond and gold jewelry. Vist
GoldJewelry and perhaps for more information online go to
Diamonds

How to Care for Your diamonds

How to Care for Your Diamonds
by Nan Wood

Caring for a diamond takes more than
occasional cleanings. Diamonds are forever,
but they can be damaged if you are not
careful. By learning how to properly care for
your diamond, you will ensure that your
diamond does indeed last forever.

First, you should take your diamond jewelry
to a jeweler once a year. Have him check the
mountings and prongs that hold your
diamond in place. Have him make any
needed repairs. This will prevent your
diamond from falling out of its setting and
becoming lost.

Diamond jewelry that is not being worn, or
diamonds that are loose should be stored in
a fabric lined jewel case, or in a jewelry box
where it can be kept separate from other
jewelry. Each piece should have its own
compartment. This will keep diamonds from
becoming scratched and it will also keep
your diamond from scratching other jewelry
as well.

Remove your diamond jewelry when doing
physical work. Diamonds can be chipped
and scratched easily. Also avoid allowing
your diamond to come into contact with
bleach or other household cleansers – this
can damage or change the color of the
settings and mountings, and it may even
irreversibly change the color of the
diamond!

Take care of your diamonds and they will
forever.

Nancy Woodward is an Accountant and Real
Estate Professional affiliated with “The Dream
Team”. She has a longtime interest in jewelry.
Visit her online at
Diamonds

Picking Out the Perfect Golf Club
by Nan Wood

Most people love golf. After all golf is one of the most popular sports in America. Many people get into golf every year and after playing golf a few times, decide to purchase a set of clubs. Here are some tips on picking out the perfect set of golf clubs.

Golf clubs are one of the most important accessories in playing the game. A good set of golf clubs can dramatically increase your play. There is plenty of information out on the market on which clubs are best, however if you are just starting out you should wait to consider a large purchase or a customized club for your game.

Many people make the mistake of buying a high-end brand new set of clubs before they are playing golf for a while. Many golfers swing and playing techniques can change early on and it is not the best idea to buy customized clubs before a golfer is set in his ways.

While a great set of clubs will help your game, you don’t have to spend a fortune. There is a difference between a $200 set of clubs and a $500 set of clubs but you will see little difference between a $700 set of clubs and $1200 set. So when picking the perfect golf clubs, follow the above advice.

If you are unable to decide on a club or set of clubs, consider buying a gift certificate. Golfers work consistently to improve their game and find better tools to do so. This is a great gift area for that special person.

Nan is a Real Estate Agent and Business Writer. For online research on gifts visit Gifts Gold Jewelry makes a perfect gift - GoldJewelry

Emerals - What fabulous gemstones

Emerald - A fabulous gemstone
by Nan Wood

Emerald has one of the longest histories of all gemstones. The first known emerald mines were in southern Egypt and were operated from before 1000 BC into the 1700's. This is a testament to the high value people have placed on emeralds for many centuries as the work was hard and dangerous and the stones small and poor by today's standards. Treasured for at least 4,000 years by different cultures all around the world, emerald is said to quicken the intelligence as well as the heart. Legend gives its owner the gift of eloquence.

In contrast to other beryl gemstones, emerald is typically heavily flawed with cracks and inclusions of fluid and minerals. These inclusions are called "jardin" (or garden) as they typically resemble leaves and branches. These characteristics are not looked upon as negative aspects for emerald as they would be for other gemstones. Indeed, these inclusions are considered part of the character of the stone and are used to assure the purchaser that the stone is genuine. Because emeralds are so rare without inclusions, some inclusions are expected and do not detract from the value of the stone as much as with other gemstones. Most emeralds on the market today have been treated with various types of oil or resin to improve their appearance
.
Emeralds are cut in Jaipur, India and Tel-Aviv, Israel as well as in the mining countries, such as Brazil. Emerald is one of the most difficult gemstones to cut because of the high value of the rough stone and the many inclusions found in crystals. Small changes in orientation can make a large difference in the final appearance of the gem. Skilled craftsman who specialize in cutting emerald can be found in cities around the world for jewelers who insist on having stones perfected for the optimum brilliance and vibrancy.


Nan is an Accountant and Business Writer with an interest in jewlery. Visit GoldJewelry for online resources on this subject.

Certifiying your diamonds vs Jewelr's Appraisal

Certified diamond
by Nan Wood


Diamond certification is essential when you're buying a diamond and is different from a jeweler’s appraisal, although the certification is part of any appraisal. Many diamonds look the same, but not all of them are going to be of the quality you might like. Diamond certification is the written proof of a diamond's attributes. Without it, you have no assurance that the diamond you are buying is of the quality you're paying for. With it, you know the precise grading for each of the 4Cs – color, cut, clarity and carat weight, and, therefore, the diamond value.


Certification gives you the information you need to assess a diamond's value compared to other diamonds. It also allows you to make an intelligent comparison with other diamonds either in the same jewelry store or in another.
Diamond certificates are issued by independent gemological laboratories, not your jeweler. There are several grading laboratories, the most prominent being: the International Gemological Institute (IGI); the Gemological Institute of America (GIA); the American Gem Society (AGS); the European Gemological Laboratories (EGL) and GemEx Systems.


When you buy a diamond, be sure to question the sales associate first about the characteristics or attributes of the stone. Ask to see the diamond certification that will accompany the diamond when you purchase it. If you do some comparison shopping, you will note that the quality of the diamonds each jeweler carries varies depending on the store.

A diamond certification will also give you indicators about other diamond qualities, such as fire, brilliance and scintillation, also called Return of Light. These qualities refer to how light is refracted back to the viewer when held stationary or when in motion. The certification will also give you a measure of the stones fluorescence. These factors also impact the beauty and brilliance of your diamond.

For online resources on the subject visit
Diamonds

Diamond Mines

Diamond mines
by Nan wood

The very mention of diamond evokes fantasies of fabulous riches and dreams of love and power. Up to the Middle Ages they were so rare and expensive that only royalty could afford diamonds. But in modern times even ordinary people are able to possess a few, thanks to the discovery of numerous diamond deposits elsewhere on the planet plus high, albeit controlled, production.
Diamonds were discovered in India by the 4th century BCE. In addition to the diamond legends, India yielded many legendary diamonds, including the Koh-i-Noor, the Orlov, the Hope, and the Sancy. Today the Majhgawan pipe, a primary source near Panna, is the India’s only producing diamond source.
At one time, India appears to have been the only source of this valuable gem until about the early eighteenth century when diamonds were discovered in Borneo and later elsewhere, such as in South Africa and Russia. Although ancient Sanskrit texts mention several areas where diamonds were found, verifiable historical records are available for only a few deposits. Mining activities in southern India – which in its time was the leading producer of this gem and had yielded some of the most famous stones in history – gradually declined and had become defunct by the time diamonds were discovered elsewhere in the world.
The 1867 discovery of diamonds in the Cape Colony, now a province in South Africa, changed forever the supply and marketing of diamonds. As annual world diamond production increased exponentially, a once extremely rare material became more accessible to Western society with its growing wealth, science learned that diamonds came from volcanoes, and everyone learned of Cecil John Rhodes, Barney Barnato, Kimberley, and De Beers. Today South Africa maintains its position as a major diamond producer. If not for the controlled production and distribution of the South African diamond mines, diamonds could have been easily devalued and lost much the mystique they hold for us today.

For online research on this subject visit
diamonds

Diamonds come in various colors

by Nan Wood

When it comes to the 4Cs of diamonds, color, or lack of it, is an especially important characteristic. Diamonds are given letter grades to denote the level of color, starting with the letter D for a flawless, colorless diamond. Why D, and not C, B, or A? The reason we’ve heard is that when diamonds started being graded for color with this scale, it was decided to start with D, to leave room for the extremely rare possibility that a diamond would be found that was even more flawless than flawless. It hasn’t happened yet!

The color grades of D, E and F are the rarest and most colorless. The gradations in color can only be seen by an expert gemologist. The grades G-H are called near colorless and the difference can be seen by a casual observer only when compared to a higher-grade diamond. A stone in this grade category is an excellent value. The grades I-J are also near colorless, but not to the same extent as G-H. These also are an excellent value.

The color grades move up the scale to Z, with an increasing amount of color. These are inferior gem-quality stones and should not be confused with canary or other colored diamonds. Colored diamonds are graded differently than white diamonds and are also highly prized among collectors. They’re especially beautiful when combined with white diamonds. Consider that the Hope Diamond, one of the most famous diamonds, is a rich blue color. Out of all colored diamonds, a red diamond is the rarest of all.

The colors in colored diamonds come from impurities between the cells of the crystals, or structural defects. There are many different colors that diamonds can come in, but they’re limited to steel gray, white, blue, yellow, orange, red, green, pink to purple, brown, and black .

For more online research on the subject visit GoldJewelry or research for specifically Diamonds. Enjoy

Hope Diamond is a brilliant blue stone!

Hope Diamond
by Nancy Wood

Is there anyone who hasn’t at least heard of the famous Hope Diamond? Many people are surprised when they first learn that this famous stone isn’t a clear diamond, but instead is a brilliant blue stone, surrounded by white diamonds and suspended from a diamond necklace.

It first appears in history in the mid 1600s when it was purchased by a merchant named Jean Baptiste Tavernier, who sold the stone to Louis XIV of France. At that time it was a 112-carat stone, described as having a beautiful violet color. It was recut into a 67-carat stone and the color was named French Blue. During the French Revolution, the diamond was stolen during a looting of the crown jewels. It reappeared in 1812, but recut once again and was acquired by George IV of England who had to sell the stone to pay off debts. The exact transaction is unknown, but the diamond is next found as an entry in the collection of Henry Philip Hope, whose name is attached to the diamond to this day.

Eventually the stone was owned by the Cartier jewelry firm in Paris and purchased by Evalyn Walsh Maclean of Washington, DC. It was at her request that the stone was reset and made into the necklace that we know of today. It was acquired by Henry Winston who purchased it from Mrs. Maclean’s estate in 1947 and eventually became part of the Smithsonian Collection.

There is a long-standing legend of a curse attached to the Hope Diamond, which the story says was plucked from an idol in India. True or not, many who have owned the Hope Diamond have met with misfortune, including the Hope family, who supposedly went bankrupt from owning the diamond. It’s possible that the whole concept of the curse originated with Pierre Cartier who sold it to Mrs. Maclean with the story of a curse, because she thought objects surrounded with bad luck were actually good luck for her. Sadly, Mrs. Maclean’s first son was killed at age 9 in a car accident and her 25-year old daughter committed suicide. Her husband was declared insane and was institutionalized until his death in 1941. Was it part of a curse?


For online research related to gold visit
Gold

The Smithsonian has a Blue Heart Diamond

Blue Heart Diamond

There is a spectacular diamond in the Smithsonian Collection called the Blue Heart Diamond. Fans of the movie Titanic might think the “Heart of the Ocean Diamond” was based on this stone, and it may have been! However, this diamond hasn’t been cast in the ocean, but is safe and sound at the Smithsonian!

It has also been called the Eugenie Blue Diamond, although it’s uncertain that the Empress Eugenie ever owned this particular stone. It was cut in Paris between 1909 and 1910, but the stone’s origin – Africa or India – is unclear.

It is an enormous heart-shaped, blue diamond weighing 30.82 carats. Its current setting is in a platinum ring, surrounded by white diamonds. It changed hands among famous jewelers – such as Cartier and Van Cleef & Arpels - and owners until it was bought by Harry Winston in 1959 who mounted the diamond in its current ring setting. Winston sold the ring to Marjorie Merriweather Post. Mrs. Post donated the ring to the Smithsonian and it remains there with other famous blue diamonds, including the Hope Diamond and the Heart of Eternity Diamond.

These famous blue diamonds have recently gone through a grading and examination process, to classify their colors and to determine the source of the color. The Hope Diamond is classified as Fancy Deep Grayish-Blue. The Heart of Eternity has been classified as a Fancy Vivid Blue. The Blue Heart Diamond has not yet been classified, but some experts categorize it as either Fancy Vivid Blue or Fancy Deep Blue. Blue diamonds are of particular interest to scientists not only because of the color and the impurities that create it, but because blue diamonds also have an electric conductive property that makes them unique among clear and other colored diamonds.

For more information and research on this subject visit
Diamonds

Diamond Jewelry Requires Care

Take Care of your Diamond Jewelry
by Nancy Woodward

Caring for a diamond takes more than
occasional cleanings. Diamonds are forever,
but they can be damaged if you are not
careful. By learning how to properly care for
your diamond, you will ensure that your
diamond does indeed last forever.

First, you should take your diamond jewelry
to a jeweler once a year. Have him check the
mountings and prongs that hold your
diamond in place. Have him make any
needed repairs. This will prevent your
diamond from falling out of its setting and
becoming lost.

Diamond jewelry that is not being worn, or
diamonds that are loose should be stored in
a fabric lined jewel case, or in a jewelry box
where it can be kept separate from other
jewelry. Each piece should have its own
compartment. This will keep diamonds from
becoming scratched and it will also keep
your diamond from scratching other jewelry
as well.

Remove your diamond jewelry when doing
physical work. Diamonds can be chipped
and scratched easily. Also avoid allowing
your diamond to come into contact with
bleach or other household cleansers – this
can damage or change the color of the
settings and mountings, and it may even
irreversibly change the color of the
diamond!

Take care of your diamonds and they will
forever.

Nancy Woodward is an Accountant and Real
Estate Professional affiliated with “The Dream
Team”. She has a longtime interest in jewelry.
Visit her online at Diamonds

Gift Registries

Gift Registries
by nan

If you are planning on getting married or will be having a baby in the next few months, one of the best ways to make it easier for the people attending your wedding shower, baby shower or wedding receptions is to set up a gift registry. Gift registries have changed over the years and are easier than ever before. Here are some tips.

Gift registries are easier than ever for couples to set up. Most stores have computerized gift registries which include giving the couple a bar code reader to pick out the gifts they would like, create a quick database for the couple and a web site where guests can go to pick out gifts via online or at the store. Registries make it extremely easy on your guests. Armed with a gift registry, your guests know exactly what to get you, they have a choice from the list of what to buy you and they don’t have to worry about buying the same gift twice.

There are many shops that offer gift registries including, home living stores such as Target, JC Penny, Babies R Us and department stores. Even discount chains are getting into the action such as Walmart. If you are looking for an easy way to choose the gifts you would like others to purchase for you, look into gift registries.

For online research visit Gifts